The prompt
Propose categories for these uncoded transactions: [paste date, payee, amount rows]. Follow these past coding examples: [paste]. Per row: proposed category, the evidence, confidence. Mark anything under 70% confident as REVIEW. Proposals only - do not post anything.What to bring
Uncoded transactions pile up all month, and categorizing them means reading payee strings and trying to remember how you coded the same vendor last time.
What a good run returns
A category per transaction with the evidence behind it, in a Google Sheet in a Bookkeepers Transaction Categorization Workspace folder.
Where the free version ends
A prompt runs when you remember to run it, from whatever context you paste, and it forgets the rules between sessions. The Transaction Categorization Agent ($19 one-time) installs this as a standing workflow: fixed evidence rules, a saved output in your own Drive every run, fictional-data testing before real work, and hard stops before anything sends, spends or publishes. More detail on the AI transaction categorization guide.
Questions people ask
Is this prompt really free?
Yes. Copy it, paste it into any capable assistant, bring the inputs listed. No signup, no email gate.
Which assistants does the prompt work in?
Any capable chat assistant: Instinct, ChatGPT, Claude, Gemini, Grok, DeepSeek, Perplexity, Microsoft Copilot, Hermes, OpenClaw, Town, Muse and others.
What is the difference between the free prompt and the $19 agent?
The prompt is a one-off: you re-paste the rules every run. The $19 agent is the same job productized - tested setup, saved files, consistent output, standing cycle.
Last updated 13 September 2026 · Reviewed by the AI Agent Skills team.